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Payday advances deposited prepaid debit credit most useful publicity money

Payday advances deposited prepaid debit credit most useful publicity money

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What’s ICICI Lender Flexicash?

FlexiCash was a facility agreed to ICICI lender income membership subscribers, whereby they could take advantage of a line of credit/ overdraft premises in order to meet unplanned or recurring expenditures. It really is made to secure ICICI Bank income levels subscribers from missing their own Equated Monthly Instalments (EMIs) or cheque bounces as a result of insufficient funds by providing short-term instant credit. Clients can certainly take advantage of this center by initiating her program on line.

Check your pre-approved Insta Flexicash present. Apply Today

How do you get Overdraft against my Salary profile through Net Banking

FlexiCash was a facility agreed to ICICI financial Salary Account customers, wherein they can avail of a type of credit/ overdraft establishment to meet up unexpected or recurring expenditures. It is built to protect ICICI Bank income profile visitors from missing their Equated regular Instalments (EMIs) or cheque bounces due to inadequate resources by giving short term quick credit score rating. Customers can take advantage of this establishment by initiating their own program on the web.

Features and importance

Charge and Charges

Running fee: Starting at Rs 1,999 + products or services Tax (GST)

Renewal fee: Flat Rs 1,999 + GST

ROI: Between 12% and 14% per year

For instance: For those who have a FlexiCash limit of Rs 1,00,000 with ROI of 12.20per cent and you use Rs 10,000 for an urgent cost, you will have Rs 90,000 remaining for any other purposes. In the event that you pay Rs 10,000 after 15 era and have now maybe not utilized more in the FlexiCash funds, their interest payable should be Rs 50.14.

Something FlexiCash?

ICICI financial clients are picked basis their unique banking union around, and different details, and granted a pre-approved overdraft restrict to their Pay accounts. This maximum could be used from income accounts to honour cheques/ EMI at ATMs and Point of Sale (POS).

How do you address ICICI lender to acquire my pre-approved Insta FlexiCash present?

You may possibly visit ICICI financial net Banking or iMobile. Log in to, you will see your own Insta FlexiCash offer OR get Now

How do you pay the FlexiCash?

The quantity payable would be auto-swept when enough balance is available in your income membership.

Create i must spend any extra prices for FlexiCash?

a control charge is actually levied about overdraft limitation, foundation the specified rates matrix followed by the financial institution. An amount comparable to operating cost are because of in the first period.

What are the period alternatives for FlexiCash?

FlexiCash may be availed for a time period of one year, article that the premises are going to be car revived whether or not it satisfies Banking institutions norms, unless the customer brings closing consult.

Is it possible to foreclose or prepay my FlexiCash?

Certainly, by cleaning all exceptional expenses and submitting a consult at any resource Servicing part of ICICI financial.

Just how will the attention become computed?

FlexiCash is sold with a Louisiana cash advance fixed interest rate definitely determined on an everyday decreasing balance. The interest are energized only from the levels you use additionally the years for which you make use of it. In the event there’s absolutely no usage of the resources, there won’t be any interest payable.

Which are the paperwork required to submit an application for FlexiCash by a non pre-approved buyer?

KYC and income documents are needed if you have no an Insta FlexiCash offer.

If client is successful, we could transfer resources via BACS their bank account in one lump sum, so they really obtain they in full, maybe not in instalments. We are typically in a position to send resources within 60 minutes of effective affirmation or sometimes a matter of many hours.

The customer has got the flexibility to settle over 3 half a year. Additionally there is the choice to settle early. Therefore, when you’re in a budget and wish to save money on the attention, you could do so and remove your account very early.

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