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Can I apply if I have bad credit?

Can I apply if I have bad credit?

Why our customers love us!

What most of our customers love about us, is that the entire process can be completed online. There’s no need to leave the comfort of your own home, you can simply supply us with all the personal information that we need from your computer, smartphone, or tablet and leave the hard work to us.

We do not charge fees for a fast loan

What’s, even more, to love about our service, is that it is completely free for you to use as we do not charge you any fees. We may receive a commission or fee from some of the fast loan direct lenders that we introduce you to. It’s a win-win situation for you.

Easy to understand repayment terms

We do our best to talk in your terms, making it as clear as possible and easy to understand the repayment terms, putting you firmly in the picture about your financial obligations.

At My-Quick Loan our partner will only ever introduce you to lenders that are responsible lenders and regulated by the Financial Conduct Authority.

We also strongly recommend to our customers, that they only apply for quick cash loans if they are sure that they can afford to repay the loan back in full and on time. It’s also important that you read the terms and conditions provided by the lenders before signing the loan agreement and taking out quick loans online.

What should I do if I can’t afford to make my payments?

Online quick loans can lead to serious money problems and If you are struggling to meet the repayments of your quick cash loans, then you will need to contact the lender directly that you hold the agreement. They will be able to help you so please do not be worried about contacting them.

All lenders will have procedures in place to help people who are suffering financially and will be more than happy to discuss options with you.

Don’t worry if you have had previous credit problems in the past. All of the lenders that our partner introduce you to focus more on your ability to repay the loan in full and on time instead of focusing on a computer score or if you have had any previous credit issues.

As long as you meet the basic lending requirements and are not suffering from financial hardship, you won’t have any problem applying for quick loans bad credit. For more details please see our FAQ page

Can I get a Quick loan without a credit check?

However, getting a quote through My-Quickloan will be a soft credit search that won’t affect your credit rating. If you are then provisionally accepted by a lender, you will then be redirected to the lender’s website to complete your application. It is at this point that the lender will carry out a full credit check on you.

What are the basic lending requirements for a quick loan today?

If you meet the above criteria, then you can apply for up to ?5,000 subject to your circumstances and approval.

Any quick loan UK lender regulated by the Financial Conduct Authority is obliged to clearly display to you the terms of the short-term loan before you agree to the repayment structure.

This information includes the monthly repayments that you must make, along with the amount that you payday loans Gahanna Ohio no credit check are borrowing and the total amount of interest that you will have to pay back. This to make sure that there is no way you will ever find yourself tied to a loan agreement that you don’t want or that you can’t manage the repayments.

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